Property Cost in Singapore (2026)

Cluster Overview · Last updated: February 2026

Property ownership in Singapore is a leveraged capital allocation decision. The drivers are not just mortgage instalments — they are interest sensitivity, liquidity lock-up, buyer/seller friction, and exit risk.


Start Here

Recommended path (10 min): Pillar → pick your branch → stress test affordability. If you may sell within 5 years, treat exit friction as the main risk.


Run the Numbers

Use this when you want decision-ready numbers before you go deeper.


Learn the Mechanics

Use this when you want to understand what drives the risk (and what stories don’t).


Browse by topic

Start with the three blocks above. Use this only if you want to browse the full cluster.


Core ownership models


Decision comparisons

Run the numbers


Learn the mechanics


Exit & resale costs


How To Use This Section

Property is not just price per square foot. It is capital structure + liquidity.